Family Banking Services Privacy Policy

Last updated: August 6, 2026

Family Banking Services respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website, schedule an appointment, complete a form, communicate with us, or otherwise use our services.

By using our website or submitting information to Family Banking Services, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect information that you voluntarily provide, including:

  • First and last name

  • Email address

  • Telephone number

  • Mailing address

  • Appointment details

  • Financial priorities and general financial goals

  • Information about financial strategies you currently use

  • Information you choose to provide before a meeting

  • Communications, questions, and service requests

Please do not submit Social Security numbers, account numbers, medical information, payment-card information, passwords, or other highly sensitive information through a general website or appointment form unless Family Banking Services specifically provides a secure method and requests that information.

We may also automatically collect limited technical information, including:

  • Internet Protocol address

  • Browser and device type

  • Operating system

  • Pages visited

  • Referring website

  • Date and time of access

  • Website interactions

  • Cookie and similar technology data

2. How We Use Information

Family Banking Services may use information to:

  • Schedule and manage appointments

  • Respond to inquiries and service requests

  • Prepare for consultations

  • Provide requested educational information

  • Communicate about appointments, applications, policy service, and client reviews

  • Maintain customer and prospective-client records

  • Improve our website, services, and communications

  • Protect against fraud, misuse, and security threats

  • Comply with legal, regulatory, licensing, and recordkeeping requirements

  • Send marketing communications when legally permitted and when appropriate consent has been provided

Submitting an appointment request does not create an advisory, insurance, fiduciary, or client relationship.

3. Text Messages and Telephone Communications

When you provide a telephone number and consent to receive communications, Family Banking Services may send appointment confirmations, reminders, updates, and responses to your inquiries.

Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe from text messages. Reply HELP for assistance.

Consent to receive marketing text messages is not a condition of purchasing any product or service. Transactional or service-related communications may be governed by separate consent where applicable.

4. Email Communications

We may send service-related emails, appointment information, requested materials, and other communications relevant to your inquiry or relationship with Family Banking Services.

You may unsubscribe from promotional emails by using the unsubscribe link provided in the message. We may still send non-promotional communications concerning appointments, requested services, applications, policies, or legal notices.

5. Cookies and Similar Technologies

Our website and service providers may use cookies, pixels, tags, web beacons, and similar technologies to:

  • Enable website functionality

  • Remember preferences

  • Understand website traffic and usage

  • Improve website performance

  • Measure communications and marketing

  • Protect website and account security

You may be able to limit cookies through your browser or device settings. Disabling cookies may affect certain website functions.

6. How We Share Information

Family Banking Services does not sell personal information for money.

We may disclose information to:

  • Website, hosting, scheduling, communications, and customer-management providers

  • Insurance carriers, general agencies, underwriting organizations, and service providers when necessary to provide requested insurance-related services

  • Professional advisers, consultants, and vendors supporting our operations

  • Government agencies, regulators, courts, or law-enforcement authorities when required by law

  • A successor organization in connection with a merger, acquisition, sale, or transfer of business assets

  • Other parties when you authorize or direct the disclosure

Service providers are permitted to use information only as necessary to perform services for us or as otherwise allowed by law and their agreements.

7. Insurance and Financial Information

Family Banking Services provides insurance-related education and services through appropriately licensed insurance professionals.

Family Banking Services and its affiliated insurance agents do not provide investment, tax, accounting, or legal advice. We may refer individuals to unaffiliated professionals who provide those services.

Information submitted through a general inquiry or appointment form should be limited to broad financial goals and priorities. Detailed insurance, financial, identity, health, or underwriting information should be provided only through an approved secure process.

8. Data Security

We use reasonable administrative, technical, and physical safeguards intended to protect personal information. No website, electronic transmission, or storage system can be guaranteed to be completely secure.

You are responsible for using appropriate caution when transmitting information electronically.

9. Data Retention

We retain information for as long as reasonably necessary to:

  • Respond to inquiries

  • Provide requested services

  • Maintain business and client records

  • Satisfy insurance, licensing, contractual, legal, and regulatory requirements

  • Resolve disputes and enforce agreements

  • Protect our business and clients

Retention periods may vary depending on the type of information and the purpose for which it was collected.

10. Your Privacy Choices

Depending on your state of residence and applicable law, you may have rights concerning your personal information, including the right to:

  • Request access to certain information

  • Request correction of inaccurate information

  • Request deletion, subject to legal and regulatory exceptions

  • Obtain information about certain disclosures

  • Withdraw eligible marketing consent

  • Exercise privacy rights without unlawful discrimination

To submit a privacy request, contact us using the information below. We may need to verify your identity before completing a request.

11. California Residents

California residents may have additional rights under applicable California privacy laws. These rights may include requesting information about the categories of personal information collected, the purposes for collection, categories of recipients, and requesting correction or deletion where applicable.

Certain information and organizations may be exempt from some requirements. Family Banking Services will evaluate verified requests under the laws applicable to its operations.

12. Children’s Privacy

Our website and services are not directed to children under 13. We do not knowingly collect personal information from children under 13 through the website.

If you believe a child has provided personal information, please contact us so we can review and address the matter.

13. Third-Party Websites and Services

Our website may contain links to third-party websites or services. Family Banking Services does not control and is not responsible for the privacy, security, or content practices of those third parties.

Review the privacy policies of third-party services before providing information to them.

14. Changes to This Privacy Policy

We may update this Privacy Policy periodically. The revised policy will be posted with an updated effective date.

Your continued use of the website after an update is posted constitutes acknowledgment of the revised policy, to the extent permitted by law.

15. Contact Information

Family Banking Services
4521 Campus Drive
Irvine, CA 92603

Email: [email protected]
Main: (858) 727-5433
Direct California: (949) 236-7424
Direct Texas: (972) 885-8009